England – 02/09/2011 – The web makes finding cheap landlords insurance a doddle.
If you are a landlord you will understand how hard it can be to keep your overheads down. It is a daily challenge. However, there is one overhead you can now keep under tighter control without spending hours of your precious time making endless calls and that is landlords insurance. The internet has made finding cheap landlords insurance a lot easier than it used to be.
Now all you need to do is to visit a few sites, fill in some forms and wait for the quotes to come back. Many of the best sites have online live chat meaning that if you have any problems filling out the quote form you can speak to someone who will help you. Typically quotes come back within hours so, if you are lucky, within a morning you will have found good cheap landlords insurance.
How Cheap Is Too Cheap?
Of course there is such a thing as bad landlord insurance, so you need to be careful not to get carried away and simply buy the cheapest policy available. Doing so is a false economy as many landlords have found out when they have tried to make a claim on their super cheap landlord’s insurance policy and discovered that they are not covered.
At the very least your landlords insurance needs to include public liability cover, accidental damage cover, vandalism cover and loss of rent cover. It is also worth looking into getting natural causes cover, so that if your building suffers damage due to a natural disaster or extreme weather event your building is covered. If your property is furnished you may also need contents insurance.
The level of cover offered is also important. The best firms make it clear how much cover they are offering, so that their clients can avoid being underinsured. Whilst other unscrupulous firms give customers a low quote, but leave them underinsured.
If you are buying landlords insurance for the first time take your time and ask lots of questions to gain a sound understanding of what cover you can get. A great site for newbie’s is http://www.thebusinessoctopus.co.uk/landlord-insurance.html. They offer good cheap landlords insurance as well as free advice.
Contact:
The Business Octopus
2nd Floor
Marsland House
Sale
M33 3AQ
Cheshire
United Kingdom
Tel: 0161 968 2041
Fax: 0161 973 9658
quote@thebusinessoctopus.co.uk
http://www.thebusinessoctopus.co.uk/