If you’re looking to save money on your pet insurance costs, there are a number of things you can do.
Pet insurance costs can vary considerably depending on the age, breed and previous medical history of your pet according to the Co-operative Insurance.
As you read the rest of this article you’ll discover some general tips on keeping cat and dog insurance prices down.
- Compare pet insurance policies
When you compare pet insurance policies from different companies you should be able to get the best deal. However, not all pet insurers advertise on comparison websites so you may want to get a few manual quotes too.
The most important thing when comparing cat or dog insurance policies is to make sure the policies you’re considering are the same. Do you get the same level of cover? Do you have to pay more for paying by direct debit?
- Don’t claim unless you have to
The Co-operative Insurance advises that making frequent claims on your pet insurance will push up your premiums when you come to renew. It’s understandable to be worried if your pet seems to be under the weather, but if you go to the vet every time you think your cat or dog may be ill, you could end up spending far more than you need to.
- Take good care of your pets
If you don’t make any trips to the vet, your pet insurance costs will remain fairly consistent year after year. It’s important to make sure your cat or dog has a healthy diet, gets plenty of exercise and is up to date with any immunisations or preventative treatment it needs.
If you neglect your pet or overfeed it, it could develop long-term health issues such as diabetes which will require regular and costly trips to the vet to help keep under control.
- Choose a non-pedigree pet
There are many breeds of cat and dog that are well known for genetic health problems. If you’re not overly bothered about the breed of pet you have, a non-pedigree pet will typically be cheaper to insure.
If you’re at the stage where you’re still deciding which breed of cat or dog to get, compare pet insurance quotes to see what the difference is for yourself.
The Co-operative Insurance suggests you could save hundreds of pounds on your annual pet insurance costs by choosing a non-pedigree pet, and they also cost less to buy in the first place.
Author Bio: The Co-operative Insurance has great deals on cat and dog insurance for pet owners in the UK. You can contact them direct or find them when you compare pet insurance quotes online.